8740 SW 191st St
Cutler Bay, FL 33157
$650,000
$411/ft²
About this home
Discover the potential of this 3 bedroom, 2 bath pool home on a 9,450 SF lot in Whispering Pines, one of Cutler Bay's most established neighborhoods. The big ticket improvements are already done! 2026 updates include a new roof, central A/C, gas water heater, refinished pool, freshly painted exterior and stove gas connection, giving the next owner a great head start and the freedom to make the home their own over time. Inside, comfortable living and dining spaces connect to the outdoors through French doors opening to a covered patio. Outside is where this property really shines, with a private screened pool, fenced backyard, detached 1 car garage and additional space for a boat, RV or recreational toys. There's plenty of room to entertain, relax by the pool and enjoy the South Florida lifestyle. Located in Flood Zone X, where flood insurance is not required. The location is just as special. Only one block from Whispering Pines Elementary and minutes from neighborhood parks, the lake loop, Old Cutler Road, Black Point Marina, shopping, dining and the Florida Turnpike. Whispering Pines offers something increasingly hard to find in Miami: an old-fashioned sense of community where neighbors know each other, kids grow up together and families gather for beloved annual traditions, including Fourth of July, Halloween and Christmas parades. This is more than a house. It's the kind of place where childhood memories are made, neighbors become friends and home feels like home.
Property details
Listing
- MLS #
- A12062156
- Status
- For sale
- Listed on
- Aug 24, 2026
- Days on market
- 3 days
- Listing data updated
- Aug 26, 2026
Interior
- Beds
- 3
- Baths
- 2
- Living area
- 1,580 ft²
- Price per ft²
- $411/ft²
Building & community
- Type
- Single-family home
- Year built
- 1961
- County
- Miami-Dade
Lot & exterior
- Lot size
- 9,450 ft²
Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.
What's nearby
- Elementary school
- WHISPERING PINES ELEMENTARY SCHOOL · 0.1 mi away
- Middle school
- BOYSTOWN · 0.9 mi away
- High school
- BOYSTOWN · 0.9 mi away
- Transit
- SW 87 AV @ SW 190 ST · 0.1 mi away
- Supermarket
- Publix · 0.9 mi away
- Park
- Whispering Pines Hammock Park · 0.2 mi away
- Pharmacy
- Publix · 0.9 mi away
Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap
True monthly cost
- Mortgage (principal & interest)
- $3,287
- Property taxes (est.)
- $596
- Home insurance (est.)
- $433
- Flood insurance (est.)
- —
Estimated total$4,316*/mo
* Some cost lines aren't available yet for this listing; the total shown is incomplete.
Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.
Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.
What will this home really cost you?
Location
Mortgage calculator
$3,287/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.
This listing is courtesy of Coldwell Banker Realty.
Monika Tefel · 786-502-0010 · monika@thetefelgroup.com · 305-253-2800
Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.
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