8950 Harding Ave

Surfside, FL 33154

$1,599,000

$834/ft²

4Beds

3Baths

1,917Sq ft

1972Year built

Single-family homeType

About this home

I am pleased to present this lovely, spacious home located in the heart of Surfside, Florida. Perfectly situated for those who love the coastal lifestyle, this property allows you to spend your days at the beach, as it is located literally two blocks from the ocean. This well-maintained residence features a bright and open layout, including a spacious kitchen, dining room, living room, and an additional den. Originally a 3-bedroom, 2-bathroom home, the garage has been converted into a 4th bedroom. This additional room features its own separate entrance, making it an ideal space for guests or an in-law suite. Key features of the home include: - Spacious Interior: Larger than many typical Surfside homes and shows beautifully. - Recent Upgrades: Features a brand-new roof. - Prime Location: A short walk to the Bal Harbour Shops, Publix, and the Surfside Community Center. - Community Centered: Conveniently located within walking distances to houses of worship. This is truly a wonderful family home in one of South Florida’s most desirable neighborhoods. Please let me know if you would like to schedule a viewing or if you have any questions.

Property details

Listing

MLS #: A11944647
Status: For sale
Listed on: Jan 29, 2026
Days on market: 192 days
Listing data updated: Mar 27, 2026

Interior

Beds: 4
Baths: 3
Living area: 1,917 ft²
Price per ft²: $834/ft²

Building & community

Type: Single-family home
Year built: 1972
County: Miami-Dade

Lot & exterior

Lot size: 5,600 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $8,085
Property taxes (est.): $1,466
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$10,151*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?