94825 Overseas hwy 276

Key Largo, FL 33037

$1,250,000

$810/ft²

4Beds

3Baths

1,544Sq ft

2023Year built

Single-family homeType

About this home

It’s official, the best deal in Key Largo Ocean Resort has hit the market. Priced well below other comparable homes within this community. This 4-level home offers all the comforts one would desire. Being sold fully furnished, this home shouts elegance and efficiency all while maintaining the decorator’s artistic integrity. Beautified with soft beach tones paired with wood accents lends itself to subtle sophistication. Next, functionality appears as you enter the advanced tube elevator, lifting you to one of three levels. As you explore this 4/3 beach house, you will ultimately discover a spectacular rooftop terrace offering amazing ocean views for you and your guests to enjoy. Additionally, this beautiful home is ideally positioned on one of the quietest streets in the community, offering no front neighbors, making this home very private. This golf cart community offers gated security, clubhouse, pool, tennis and basketball courts, gym, marina, and private boat ramp available 24 hrs. And for the investor, this home comes with 2026 reserved tenants, positioning this home with immediate passive income. Your paradise awaits!

Features

55+ community

Property details

Listing

MLS #: A11922731
Status: For sale
Listed on: Dec 1, 2025
Days on market: 252 days
Listing data updated: Jul 8, 2026

Interior

Beds: 4
Baths: 3
Living area: 1,544 ft²
Price per ft²: $810/ft²

Building & community

Type: Single-family home
Year built: 2023
HOA fee: $489/mo
County: Monroe

Lot & exterior

Lot size: 1,658 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $6,321
Property taxes (est.): $1,146
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $489

Estimated total$8,556*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?