9540 Bay Dr

Surfside, FL 33154

$39,000,000

$2,986/ft²

7Beds

10Baths

13,060Sq ft

2026Year built

Single-family homeType

About this home

This nearly completed modern estate by Kobi Karp offers 13,060 SF of stunning architecture, gleaming sunsets, and seamless indoor-outdoor living. Designed as a private resort on a rare 22,750 SF double lot in walkable Surfside, with 125’ of intracoastal waterfront, this 7-bed, 9.5 bath residence features a showstopping great room, first floor junior primary suite, Italian millwork and exquisite marble throughout, home gym with sauna/steam, office, cabana, pajama lounge, and home theater. Towering glass walls fade into the horizon, framing wide-bay views with plentiful natural light. A breathtaking infinity pool, spa, and yacht-ready dock overlooking the wide waterway make this the ultimate waterfront retreat.

Features

Waterfront

Property details

Listing

MLS #: A11916061
Status: For sale
Listed on: Dec 16, 2025
Days on market: 236 days
Listing data updated: Jun 16, 2026

Interior

Beds: 7
Baths: 10
Living area: 13,060 ft²
Price per ft²: $2,986/ft²

Building & community

Type: Single-family home
Year built: 2026
County: Miami-Dade

Lot & exterior

Lot size: 22,750 ft²
Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $197,205
Property taxes (est.): $35,750
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$233,555*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?