1176 97th St

Bay Harbor Islands, FL 33154

$1,650,000

$1,435/ft²

1Beds

1.5Baths

1,150Sq ft

2026Year built

CondoType

About this home

FANTASTIC OPPORTUNITY at THE WELL BAY HARBOR ISLANDS. FULLY FURNISHED move-in ready residence featuring a spacious 1 bedroom and 1.5 bathrooms with 1150 sq ft of luxury interiors, and a private balcony overlooking the garden. Unparalleled lifestyle focused on health and wellness, including membership to THE WELL club onsite, featuring a 13,000 sq ft wellness and fitness center with exceptional amenities and services, expert practitioners, medical director, daily fitness classes, curated wellness programs, and access to a luxury private beach club in Bal Harbour. Residents also enjoy a spectacular rooftop pool deck with cabanas and spa, a tea library, a second gym designed by Perigon Studio, zen garden, kayaks, paddle boards, 24 hrs valet, concierge, and exclusive house car service. The green-certified boutique full-service building incorporates advance wellness features throughout, including UV water filtration, air purification, a state-of-the-art kitchen with Grohe faucet offering filtered sparkling and chilled water options, infrared light therapy integrated into the primary bedroom closet, lymphatic massage system in shower, and an in-residence hydroponic herb garden system. One covered assigned parking space and storage included. Upgraded with shades and built out closets. Also available for lease. THE WAIT IS OVER- YOUR HEALTH HAS A NEW ADDRESS.

Property details

Listing

MLS #: A12026484
Status: For sale
Listed on: May 29, 2026
Days on market: 73 days
Listing data updated: Jun 4, 2026

Interior

Beds: 1
Baths: 1.5
Living area: 1,150 ft²
Price per ft²: $1,435/ft²
Unit: 502

Building & community

Type: Condo
Year built: 2026
HOA fee: $3,000/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $8,343
Property taxes (est.): $1,513
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $3,000

Estimated total$13,456*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?