1176 97th Street

Bay Harbor Islands, FL 33154

$1,575,000

$1,370/ft²

1Beds

1.5Baths

1,150Sq ft

2026Year built

CondoType

About this home

Experience a new standard of luxury living at The Well Bay Harbor Islands. This expansive one bedroom residence offers approximately 1,150 SF of interior living space plus a private balcony, blending sophisticated design with a wellness-focused lifestyle unlike anything else in South Florida. Residents enjoy exclusive access to THE WELL members-only Wellness & Social Club, thoughtfully curated to support physical, mental, and emotional well-being. Amenities include a state-of-the-art fitness center, movement studios, restorative bath house, holistic spa treatments, wellness concierge services, recovery therapies, and programming designed to elevate everyday living. As an extension of this exceptional lifestyle, residents enjoy private beach club access at the iconic St. Regis Bal Harbour Resort, complete with dedicated house car service providing convenient transportation to and from the beach. Additional amenities include a rooftop pool and hot tub, cold plunge, tea lounge, reading room, organic produce delivery, valet service, and thoughtfully curated wellness experiences. Perfectly positioned in prestigious Bay Harbor Islands, moments from Bal Harbour Shops, world-class dining, and the beach, this residence offers a rare opportunity to live where luxury, wellness, and community seamlessly come together.

Property details

Listing

MLS #: A12030606
Status: For sale
Listed on: Jun 4, 2026
Days on market: 66 days
Listing data updated: Jul 7, 2026

Interior

Beds: 1
Baths: 1.5
Living area: 1,150 ft²
Price per ft²: $1,370/ft²
Unit: 302

Building & community

Type: Condo
Year built: 2026
HOA fee: $3,000/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $7,964
Property taxes (est.): $1,444
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $3,000

Estimated total$13,008*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?