118 Ocean Cay Way

Hypoluxo, FL 33462

$435,000

$232/ft²

3Beds

2.5Baths

1,876Sq ft

2003Year built

TownhouseType

About this home

Improved Price!! Centrally located townhouse on Federal Highway in the waterfront community of Ocean Cay. LOW HOA, NO CREDIT SCORE REQUIREMENT. Stainless Steel Appliances, Plantain Shutters and 2 car garage. AC 2024. Close to marinas and intercoastal for easy outdoor living. Minutes away from boat ramps/docks and beaches. Close to all shopping and restaurants.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26018066
Status: For sale
Listed on: Apr 20, 2026
Days on market: 112 days
Listing data updated: Jul 6, 2026

Interior

Beds: 3
Baths: 2.5
Living area: 1,876 ft²
Price per ft²: $232/ft²

Building & community

Type: Townhouse
Year built: 2003
HOA fee: $365/mo
County: Palm Beach

Lot & exterior

Lot size: 1,329 ft²
Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,200
Property taxes (est.): $399
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $365

Estimated total$3,281*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?