132 Ocean Cay Way

Hypoluxo, FL 33462

$425,000

$281/ft²

3Beds

3Baths

1,514Sq ft

2004Year built

TownhouseType

About this home

Welcome to 132 Ocean Cay, a cozy 3 bedroom 2 full bathroom + 2 half bathroom, three-story townhome offering 1,538 square feet of living space in an exceptional waterfront community. Located next to the Intracoastal, this home features impact windows, $10K water filtration system, patio, and 2 car garage. Gorgeous community and close proximity to dining, shopping, and coastal living. LOW HOA, NO CREDIT SCORE REQUIREMENT, AND NO MINIMUM DOWN PAYMENT REQUIRED FOR FINANCING.

Property details

Listing

MLS #: A12048300
Status: For sale
Listed on: Jul 8, 2026
Days on market: 33 days
Listing data updated: Jul 25, 2026

Interior

Beds: 3
Baths: 3
Living area: 1,514 ft²
Price per ft²: $281/ft²

Building & community

Type: Townhouse
Year built: 2004
HOA fee: $365/mo
County: Palm Beach

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $2,149
Property taxes (est.): $390
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $365

Estimated total$3,221*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?