20221 SW 85th Court SW

Cutler Bay, FL 33189

$740,000

$415/ft²

4Beds

2Baths

1,782Sq ft

1997Year built

Single-family homeType

About this home

Best value in Cutler Bay! Fully updated 4 bedroom, 2 bath home in Cutler Bay that's ready for you to move right in. The open layout, vaulted ceilings, and porcelain flooring throughout create a fresh, modern feel from the moment you step inside. The gourmet kitchen brings together quartz countertops, a pot filler, wine chiller, modern appliances, and custom pull out storage, all designed with comfort and convenience in mind. Impact French doors open to the backyard, where you'll enjoy a covered patio, an avocado tree and a fruit cocktail tree producing grapefruit, Meyer lemons, and three varieties of oranges. Inside, you'll find updated bathrooms, an upgraded AC, and a full size washer and dryer. And with no HOA, you can enjoy your home without restrictions. Close to parks and schools. New Flat Tile Roof Replace in 2021- Stand alone freezer does not come with the house. The barstools stay with the house.

Property details

Listing

MLS #: B26032712
Status: For sale
Listed on: May 25, 2026
Days on market: 77 days
Listing data updated: Jul 24, 2026

Interior

Beds: 4
Baths: 2
Living area: 1,782 ft²
Price per ft²: $415/ft²

Building & community

Type: Single-family home
Year built: 1997
County: Miami-Dade

Lot & exterior

Lot size: 6,349 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,742
Property taxes (est.): $678
Home insurance (est.): $433
Flood insurance (est.): —

Estimated total$4,853*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?