8950 SW 197th St

Cutler Bay, FL 33157

$750,000

$301/ft²

3Beds

2Baths

2,490Sq ft

1959Year built

Single-family homeType

About this home

Comfortable, quiet oasis in desirable Whispering Pines section of Cutler Bay. This home is ideal for those who love outdoor living. This 4/2 features an outdoor covered patio area that is perfect for entertaining friends and family or enjoying cold beverages with a view to the pool. This home has easy access to the Florida Turnpike and US1 from Caribbean Blvd, and is also a short drive to Black Point Marina and a short drive to Everglades National Park. This home features a metal roof, updated PVC plumbing, sun-filled living spaces, and plenty of room to park your boat or fifth wheel. This home offers the perfect blend of quiet comfort and functionality. Whispering Pines is more than a neighborhood—it’s a community, hosting year-round events like golf cart parades, chili cook-offs, wing fests, and so much more.

Property details

Listing

MLS #: A12060063
Status: For sale
Listed on: Jul 24, 2026
Days on market: 17 days
Listing data updated: Jul 29, 2026

Interior

Beds: 3
Baths: 2
Living area: 2,490 ft²
Price per ft²: $301/ft²

Building & community

Type: Single-family home
Year built: 1959
County: Miami-Dade

Lot & exterior

Lot size: 8,800 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,792
Property taxes (est.): $688
Home insurance (est.): $433
Flood insurance (est.): —

Estimated total$4,913*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?