21705 SW 99th Ave

Cutler Bay, FL 33190

$480,000

$222/ft²

4Beds

2Baths

2,165Sq ft

1985Year built

Single-family homeType

About this home

Rare opportunity to own a home on a quiet cul-de-sac in Cutler Bay. A well-appointed home featuring 4 bedrooms and 2 full bathrooms. A spacious living room with a great-sized kitchen for cooking and a comfortable living room for memory-making. Think of this house as a blank canvas ready for your vision to come to life. The Community boasts tennis courts, a playground, and a community pool! HOA fees are split into two payments: a quarterly fee of $177 and a quarterly fee of $280. Property is pending foreclosure, so act fast! No sight-unseen offers will be accepted. Serious buyers only. No more than 5 calendar days' inspections will be considered. Property is owner-occupied; please do not disturb. 24- hour notification needed for viewings.

Property details

Listing

MLS #: A12025553
Status: For sale
Listed on: May 28, 2026
Days on market: 91 days
Listing data updated: Aug 26, 2026

Interior

Beds: 4
Baths: 2
Living area: 2,165 ft²
Price per ft²: $222/ft²

Building & community

Type: Single-family home
Year built: 1985
HOA fee: $398/mo
County: Miami-Dade

Lot & exterior

Lot size: 7,297 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: GULFSTREAM ELEMENTARY SCHOOL · 0.5 mi away
Middle school: CORAL REEF MONTESSORI ACADEMY CHARTER SCHOOL · 0.9 mi away
High school: CUTLER BAY SENIOR HIGH SCHOOL · 1.4 mi away
Transit: SW 216 ST @ SW 98 CT · 0.1 mi away
Supermarket: Publix · 0.7 mi away
Park: Lincoln City Park · 0.2 mi away
Pharmacy: Publix · 0.7 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $2,427
Property taxes (est.): $440
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $398

Estimated total$3,582*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?