220 SW WILLOW LAKE Trail

Stuart, FL 34997

$998,777

$382/ft²

4Beds

3.5Baths

2,613Sq ft

1981Year built

Single-family homeType

About this home

Rare find! Waterfront living under $1M with direct ocean access! Experience the charm of classic Florida lifestyle. This stunning 4-Bedroom, 3.5-Bath pool home with approximately over 150ft of waterfront in desirable Stuart, FL. Provides Deep water for large vessels. Showcasing modern conveniences & refined finishes, the home features tile flooring, an upgraded kitchen with black stainless-steel appliances, granite countertops, and striking pecky cypress walls. The central stone fireplace adds warmth and character, while the 75x14 screened porch invites relaxation. Impact sliders, doors, and skylights provide both security and natural light, complementing the beautifully updated bathrooms. Adding to its charm, the property includes partial ownership of a serene lake with a picturesque waterside gazebo. Enjoy smooth ocean access with no fixed bridges all nestled on a quiet street. Don't miss out!

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26055689
Status: For sale
Listed on: Jul 23, 2026
Days on market: 18 days
Listing data updated: Jul 26, 2026

Interior

Beds: 4
Baths: 3.5
Living area: 2,613 ft²
Price per ft²: $382/ft²

Building & community

Type: Single-family home
Year built: 1981
County: Martin

Lot & exterior

Lot size: 20,553 ft²
Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,050
Property taxes (est.): $916
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$6,566*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?