22821 SW 88th Pl

Cutler Bay, FL 33190

$349,000

$252/ft²

3Beds

2.5Baths

1,383Sq ft

2010Year built

CondoType

About this home

Welcome to The Courts at Bayshore in Cutler Bay. This spacious 3-bedroom, 2.5-bath townhome offers approximately 1,383 square feet of comfortable living across a functional two-story layout, along with the convenience of an attached garage. The first floor features generous living and dining areas ideal for everyday living and entertaining, while the bedrooms are privately positioned upstairs. Located within a gated community, residents enjoy an impressive selection of amenities including a resort-style swimming pool, clubhouse, fitness center, playground, basketball and tennis courts, and beautifully maintained common areas. Enjoy a peaceful residential setting with convenient access to shopping, dining, parks, schools, major roadways, and Black Point Park & Marina. Offering a desirable combination of space, convenience, community amenities, and location, this home is an excellent opportunity for a primary residence or investment property in one of Cutler Bay’s established communities.

Property details

Listing

MLS #: A12075496
Status: For sale
Listed on: Aug 24, 2026
Days on market: 3 days
Listing data updated: Aug 24, 2026

Interior

Beds: 3
Baths: 2.5
Living area: 1,383 ft²
Price per ft²: $252/ft²
Unit: 1-20

Building & community

Type: Condo
Year built: 2010
HOA fee: $355/mo
County: Miami-Dade

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school: MATER ACADEMY BAY ELEMENTARY · 0.4 mi away
Middle school: MATER ACADEMY BAY MIDDLE SCHOOL · 0.4 mi away
High school: MATER ACADEMY BAY HIGH SCHOOL · 0.4 mi away
Transit: SW 216 ST @ SW 87 PL · 0.5 mi away
Supermarket: Publix · 1.2 mi away
Park: Blue Heron Park · 0.9 mi away
Pharmacy: Publix · 1.2 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest): $1,765
Property taxes (est.): $320
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $355

Estimated total$2,757*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?