4000 N Highway A1a

Hutchinson Island, FL 34949

$1,379,500

$511/ft²

3Beds

2.5Baths

2,701Sq ft

1993Year built

CondoType

About this home

Luxury at its finest within this 3 bedroom, 2.5 bath, 2 car garage fully remodeled unit on the 9th floor in the Visions - a boutique building with only 26 units. Total remodel was approx. $500,000. Improvements and features include complete impact doors and windows, fossil ceramic tile flooring and new 6 inch baseboards. Fully remodeled kitchen with custom cabinetry, white dolomite stone island, Samsung Bespoke appliances, Thermador induction cooktop, pot filler and farmhouse sink. Two elevators go straight into the home, allowing a separate one for guests and services. Floor to ceiling windows with a separate dining area off the kitchen that provides the most amazing ocean and intracoastal views. The dining room includes a Thermador 62-bottle wine cooler, custom bar and custom closets. Large balcony wraps around the entire unit providing breathtaking views of the ocean, intracoastal and the natural beauty of Hutchinson Island. All bedrooms include remote controlled privacy shades. All bathrooms include new closets and cabinetry, and all shower doors are treated with EnduroShield. Master bedroom features a custom bed, new closets, custom remote shades and curtains. The laundry room features new custom floor tiles, new cabinetry, tankless hot water tank, AC diffuser and sink. The freshly painted 2 car garage features an EV outlet. This is a once in a lifetime find with all the bells and whistles. Come enjoy resort style amenities and private beach access. Footsteps away you can enjoy the beautiful 3000 acre barrier island with 2000 of those acres preserved, with natural trails for you to explore, paddle board, kayak, fish and relax. A brand new bridge just opened up to North Hutchinson Island, giving residents more access on and off the island to enjoy all the restaurants, shops, farmers markets and entertainment nearby.

Features

Waterfront
Private pool

Property details

Listing

MLS #: R11163364
Status: For sale
Listed on: Feb 13, 2026
Days on market: 177 days
Listing data updated: Jul 30, 2026

Interior

Beds: 3
Baths: 2.5
Living area: 2,701 ft²
Price per ft²: $511/ft²
Unit: 901

Building & community

Type: Condo
Year built: 1993
HOA fee: $2,360/mo
County: St Lucie

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $6,976
Property taxes (est.): $1,264
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $2,360

Estimated total$11,200*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?