4218 SE 20th Pl

Other City - In The State Of Florida, FL 33904

$269,900

$208/ft²

2Beds

2Baths

1,296Sq ft

1977Year built

CondoType

About this home

SECOND-FLOOR WATERFRONT CONDO WITH DIRECT GULF ACCESS AND WIDE CANAL VIEWS IN SE CAPE CORAL LOCATED ACROSS FROM THE NEWLY TRANSFORMED JAYCEE PARK IN THE HIGHLY DESIRABLE BEACH PARKWAY PROMENADE AREA THIS BEAUTIFULLY FURNISHED 2 BED 2 BATH UNIT OFFERS PRIME SWFL LIVING BOATING ACCESS AND LONG-TERM VALUE ENJOY THE PARK’S BOARDWALK AMPHITHEATER SPLASH PAD PICNIC AREAS AND WATERFRONT ACTIVITIES ADDING MAJOR APPEAL AND EQUITY POTENTIAL THIS SECOND-FLOOR RETREAT PROVIDES PRIVACY NO ONE ABOVE NO FLOOD WORRIES AND PANORAMIC VIEWS OF THE 200+ FT NAVARRO CANAL WITH STUNNING SUNSETS RELAX ON THE SCREENED BALCONY OR ENCLOSED SUNROOM WHILE WATCHING BOATS PASS DIRECT SAILBOAT ACCESS TAKES YOU TO THE RIVER WITH ONE TURN AND STRAIGHT OUT TO THE GULF COMMUNITY AMENITIES INCLUDE A CRYSTAL-CLEAR POOL AND SCENIC WALKING AREAS INSIDE FEATURES INCLUDE AN OPEN AIRY FLOOR PLAN TILE AND CARPET SPACIOUS KITCHEN FLEXIBLE DINING AND A BRIGHT LIVING ROOM WITH WATER VIEWS THE PRIMARY SUITE OFFERS A WALK-IN CLOSET PRIVATE BATH AND BALCONY ACCESS THE GUEST ROOM IS GENEROUSLY SIZED AND VERSATILE IN-UNIT LAUNDRY INCLUDED THIS 55+ COMMUNITY OFFERS OPTIONAL DOCKAGE UNDER CONSTRUCTION ALL ASSESSMENTS PAID SEAWALL REPAIRS EXPECTED BY FALL 2026 PLUS MANUAL HURRICANE SHUTTERS NEUTRAL COLORS AC 2018 WATER HEATER 2017 MOVE-IN READY AND NO PETS ALLOWED CLOSE TO DINING SHOPPING ENTERTAINMENT AND SWFL BEACHES THIS IS YOUR CHANCE TO OWN A WATERFRONT GULF-ACCESS CONDO

Features

Waterfront

Property details

Listing

MLS #: A12048097
Status: For sale
Listed on: Jul 26, 2026
Days on market: 14 days
Listing data updated: Aug 9, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,296 ft²
Price per ft²: $208/ft²
Unit: D5

Building & community

Type: Condo
Year built: 1977
HOA fee: $865/mo
County: Other Florida

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,365
Property taxes (est.): $248
Home insurance (est.): $233
Flood insurance (est.): —
HOA fee: $865

Estimated total$2,711*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?