4905 Midtown Lane

Palm Beach Gardens, FL 33418

$389,900

$390/ft²

2Beds

2Baths

1,001Sq ft

2008Year built

CondoType

About this home

Beautifully maintained 2-bedroom, 2-bath lake-view condo in the highly sought-after Residences at Midtown, offering the perfect blend of comfort, convenience, and resort-style living. The spacious, light-filled interior features tile flooring throughout, impact windows, crown molding, updated lighting, newer ceiling fans, and new closet doors. The kitchen is appointed with granite countertops and stainless steel appliances, including a 2023 refrigerator, 2024 microwave, and 2024 oven. A conveniently located laundry room just off the kitchen includes a 2023 washer and 2024 dryer. The primary bedroom features a generous walk-in closet, while French doors from the living area open to a tiled, covered balcony overlooking the lake—a perfect spot to relax and enjoy the view. Additional peace of mind comes with a 2025 air-conditioning system. Offered unfurnished, with the option for furniture to convey. Quick move-in available, making this an ideal choice for a seasonal retreat, full-time residence, or easy South Florida lifestyle. Ideally located in the heart of Palm Beach Gardens, just minutes from The Gardens Mall, shopping, grocery stores, restaurants, I-95, and the Florida Turnpike. Residents enjoy an impressive array of resort-style amenities, including a fitness center, business center, expansive swimming pool, hot tub, tennis court, gated entry, secure building access, onsite management, and more. An assigned parking space conveniently located in front of the building completes this exceptional offering.

Features

Waterfront
Private pool

Property details

Listing

MLS #: B26066621
Status: For sale
Listed on: Aug 20, 2026
Days on market: 7 days
Listing data updated: Aug 25, 2026

Interior

Beds: 2
Baths: 2
Living area: 1,001 ft²
Price per ft²: $390/ft²
Unit: 2211

Building & community

Type: Condo
Year built: 2008
HOA fee: $608/mo
County: Palm Beach

Lot & exterior

Waterfront: Yes
Private pool: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $1,972
Property taxes (est.): $358
Home insurance (est.): $317
Flood insurance (est.): —
HOA fee: $608

Estimated total$3,255*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Building structural health (SIRS)

No filing record found

We couldn't find a SIRS filing record for this building in Florida's public DBPR database. That is not a red flag by itself: buildings under three stories are exempt, recent or mailed-in filings may not appear yet, and the name or address on file may differ from this listing.

Questions about this

What is a SIRS and why does it matter?

Since the Surfside collapse, Florida requires condo and co-op buildings three stories or taller to complete a Structural Integrity Reserve Study: an inspection-based plan that forces the association to fund structural repairs (roof, load-bearing walls, plumbing, electrical) instead of deferring them. It matters because underfunded buildings are the ones that surprise owners with large special assessments.

Has this building filed its SIRS?

We didn't find a filing record for this building in the DBPR's public database. Absence of a record does not mean the building is out of compliance — it may be exempt (under three stories), the filing may be recent or on paper, or the recorded name/address may differ. It IS the right question to ask before offering.

What is a special assessment?

A one-off charge the association levies on every owner when reserves don't cover a needed repair — in older coastal buildings they have ranged from a few thousand to over $100,000 per unit. The SIRS exists precisely to make these predictable and funded in advance. Always review the building's budget, reserves and meeting minutes before buying.

What should I check before buying in this building?

Florida law gives buyers the right to review the association's SIRS, milestone inspection reports, budget and reserves — the full study is available from the association by written request. Nilyan requests and walks through these documents with her buyers as part of the offer process.

Source: Florida DBPR public SIRS reporting database. Filing status is self-reported by the association; this is not an audit, inspection or safety certification, and absence of a record does not mean non-compliance. Data as of July 30, 2026.

Want the full structural picture of this building before you offer?