7961 SW 198th St

Cutler Bay, FL 33189

$990,000

$374/ft²

4Beds

4Baths

2,646Sq ft

1974Year built

Single-family homeType

About this home

Nestled in the highly desired Saga Bay community of Cutler Bay, this beautiful residence delivers exceptional versatility and value. The main home features modern finishes, spacious living areas, and a layout ideal for multi-generational living. Step outside to your private oasis, complete with a sparkling pool perfect for entertaining and year-round enjoyment. Located minutes from top-rated schools, parks, shopping, and the bay, this home blends comfort, style, and investment potential in one of Cutler Bay’s most sought-after neighborhoods. A rare opportunity with endless possibilities.

Property details

Listing

MLS #: A11946779
Status: For sale
Listed on: Jan 15, 2026
Days on market: 207 days
Listing data updated: Apr 21, 2026

Interior

Beds: 4
Baths: 4
Living area: 2,646 ft²
Price per ft²: $374/ft²

Building & community

Type: Single-family home
Year built: 1974
HOA fee: $40/mo
County: Miami-Dade

Lot & exterior

Lot size: 7,840 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,006
Property taxes (est.): $908
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $40

Estimated total$6,554*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?