8895 SW 184th Ter

Cutler Bay, FL 33157

$980,000

$537/ft²

3Beds

2Baths

1,826Sq ft

1978Year built

Single-family homeType

About this home

rare opportunity in Cutler Bay where space, privacy, and lifestyle come together on an expansive 0.39-acre lot. This well-maintained residence features a bright, open layout filled with natural light, creating a warm and inviting atmosphere for everyday living and effortless entertaining. Impact windows add comfort, efficiency, and peace of mind throughout the home. Step outside to your own private backyard retreat with a sparkling pool and generous patio space—perfect for relaxing weekends or hosting guests while enjoying the South Florida lifestyle. The home is move-in ready, while also offering the opportunity to personalize and elevate over time to match your own style and vision. Set on an oversized lot, the property provides both privacy and long-term potential—an increasingly rare combination in today’s market. With no HOA, enjoy added freedom and flexibility rarely found in this area. Ideally located in a quiet residential setting with convenient access to major roads, shopping, dining, and schools, this property presents a unique blend of immediate livability and future upside. Opportunities like this—where space, flexibility, and lifestyle align—are becoming increasingly limited.

Property details

Listing

MLS #: A12012119
Status: For sale
Listed on: May 3, 2026
Days on market: 98 days
Listing data updated: Aug 9, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,826 ft²
Price per ft²: $537/ft²

Building & community

Type: Single-family home
Year built: 1978
County: Miami-Dade

Lot & exterior

Lot size: 16,988 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $4,955
Property taxes (est.): $898
Home insurance (est.): $600
Flood insurance (est.): —

Estimated total$6,453*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?