8935 SW 186th Ter

Cutler Bay, FL 33157

$759,000

$584/ft²

3Beds

2Baths

1,300Sq ft

1961Year built

Single-family homeType

About this home

Beautiful 3-bedroom, 2-bathroom pool home with a very large two-car garage, featuring a brand new 2025 roof, full impact windows and doors throughout, and solar panels for a zero electric bill and energy efficiency, located in the heart of Cutler Bay on an expansive 15,050 sq ft lot with a large backyard and private pool perfect for entertaining and outdoor living. This one-story residence offers comfortable living spaces and plenty of room to enjoy the South Florida lifestyle. Ideally located near Whispering Pines Elementary and Cutler Bay Middle School, and within a one-mile proximity to Palmer Trinity School, an independent college preparatory school, as well as nearby parks like Whispering Pines Park and Lakes by the Bay Park. Just minutes from Publix, Target, restaurants, and major highways including US-1 and the Florida Turnpike, providing easy access throughout Miami. A great opportunity to own in one of Cutler Bay’s most desirable neighborhoods.

Property details

Listing

MLS #: A11979784
Status: For sale
Listed on: Mar 11, 2026
Days on market: 151 days
Listing data updated: Jul 30, 2026

Interior

Beds: 3
Baths: 2
Living area: 1,300 ft²
Price per ft²: $584/ft²

Building & community

Type: Single-family home
Year built: 1961
County: Miami-Dade

Lot & exterior

Lot size: 15,050 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $3,838
Property taxes (est.): $696
Home insurance (est.): $433
Flood insurance (est.): —

Estimated total$4,967*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?