94825 Overseas Highway #144

Key Largo, FL 33037

$995,000

$601/ft²

3Beds

2.5Baths

1,655Sq ft

2018Year built

Single-family homeType

About this home

Welcome to this beautifully maintained 3-bedroom, 2.5-bath home located in the desirable gated community of Key Largo Ocean Resort on the ocean side of Key Largo. Just steps from the ocean, this spacious residence offers the perfect combination of comfort, convenience, and the Florida Keys lifestyle. The community features an exceptional selection of resort-style amenities, including a private boat ramp with direct ocean access, waterfront restaurant, clubhouse, fitness center, swimming pool, tennis and basketball courts, fishing pier, and ample guest parking. Whether you're looking for a primary residence, vacation home, or investment opportunity, this property offers an ideal location close to world-class boating, fishing, diving, dining, and all that the Florida Keys have to offer. Experience relaxed coastal living in one of Key Largo's most sought-after gated communities.

Features

Waterfront

Property details

Listing

MLS #: A12057219
Status: For sale
Listed on: Jul 21, 2026
Days on market: 19 days
Listing data updated: Jul 21, 2026

Interior

Beds: 3
Baths: 2.5
Living area: 1,655 ft²
Price per ft²: $601/ft²

Building & community

Type: Single-family home
Year built: 2018
HOA fee: $520/mo
County: Monroe

Lot & exterior

Waterfront: Yes

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,031
Property taxes (est.): $913
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $520

Estimated total$7,064*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?