9812 Windward Ave

Key Largo, FL 33037

$988,999

$778/ft²

3Beds

3Baths

1,271Sq ft

1981Year built

TownhouseType

About this home

Beautiful Townhome with Deeded Boat Slip in The Landings of Largo! Welcome to the waterfront lifestyle you've been dreaming of—complete with Deeded Boat Slip #3 and an 8,000 lb boat lift just steps from the community boat ramp. This spacious 3-bedroom, 2-bath upstairs townhome also features an enclosed lower-level recreation area approximately 1000 sf., with a full bath, ideal for guests, hobbies, or flexible living. Inside, you'll find vaulted ceilings, beautiful wood-look tile flooring throughout, custom wood cabinetry, and impact windows and doors (excluding the rear balcony) The front balconies have been enclosed, creating additional air-conditioned living space, while the L-shaped screened balcony offers a relaxing view of the main pool.

Property details

Listing

MLS #: A11846640
Status: For sale
Listed on: Jul 24, 2025
Days on market: 382 days
Listing data updated: Jul 16, 2026

Interior

Beds: 3
Baths: 3
Living area: 1,271 ft²
Price per ft²: $778/ft²

Building & community

Type: Townhouse
Year built: 1981
HOA fee: $1,781/mo
County: Monroe

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

True monthly cost

Mortgage (principal & interest): $5,001
Property taxes (est.): $907
Home insurance (est.): $600
Flood insurance (est.): —
HOA fee: $1,781

Estimated total$8,289*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?