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Back to results8144 SW 205th Ter
For sale

8144 SW 205th Ter

Cutler Bay, FL 33189

$750,000

$408/ft²

3Beds
2Baths
1,840Sq ft
1974Year built
Single-family homeType

About this home

Welcome to Saga Bay, one of Cutler Bay’s most desirable communities, where an active outdoor lifestyle meets everyday convenience. Situated on a beautifully maintained 9,583 sq ft corner lot, this updated 3 bedroom, 2 bath residence offers a spacious, open-concept layout plus a versatile flex room that can easily serve as a guest bedroom, home office, gym, or media room. Inside, you’ll find neutral wood-look tile flooring throughout, generous living and dining spaces, and a beautifully updated kitchen featuring newer appliances, a large island, and seamless views of the backyard, perfect for both everyday living and entertaining. The expansive covered terrace with a built-in summer kitchen/bar overlooks the sparkling pool and oversized yard, creating the ideal setting for weekend gatherings or relaxing year-round. The 2-car garage, and gated side access provide plenty of room to park a boat, RV, or other recreational toys. The roof was replaced approximately 9 years ago, and the home features partial impact windows with accordion shutters protecting the remaining openings for added peace of mind. Enjoy everything Saga Bay has to offer, including private lake access with a beach area, scenic walking paths, parks, tennis and pickleball courts, playgrounds, and a true sense of community. Just minutes from Black Point Marina, waterfront dining, shopping, and schools, this exceptional home offers the perfect balance of comfort, convenience, and outdoor living.

Property details

Listing

MLS #
A12073270
Status
For sale
Listed on
Aug 19, 2026
Days on market
8 days
Listing data updated
Aug 26, 2026

Interior

Beds
3
Baths
2
Living area
1,840 ft²
Price per ft²
$408/ft²

Building & community

Type
Single-family home
Year built
1974
HOA fee
$60/mo
County
Miami-Dade

Lot & exterior

Lot size
9,583 ft²

Days on market, price per ft² and the monthly HOA amount are calculated by this site from the MLS data shown; the association fee is normalized to a monthly figure.

What's nearby

Elementary school
DR. EDWARD L. WHIGHAM ELEMENTARY SCHOOL · 0.9 mi away
Middle school
MATER ACADEMY BAY MIDDLE SCHOOL · 1.1 mi away
High school
CUTLER BAY SENIOR HIGH SCHOOL · 0.6 mi away
Transit
SW 82 AV@SW 208 ST · 0.1 mi away
Supermarket
Publix · 0.8 mi away
Park
Saga Bay Park · 0.2 mi away
Pharmacy
Publix · 0.8 mi away

Straight-line distances · Sources: NCES/FL DOE, GTFS Miami-Dade and Broward, OpenStreetMap

True monthly cost

Mortgage (principal & interest)
$3,792
Property taxes (est.)
$688
Home insurance (est.)
$433
Flood insurance (est.)
HOA fee
$60

Estimated total$4,973*/mo

* Some cost lines aren't available yet for this listing; the total shown is incomplete.

Based on 20% down, a 6.5% rate and a 30-year loan, plus this home's estimated Florida carrying costs. All figures are illustrative estimates — not quotes, not financial or insurance advice.

Sources: flood zone — FEMA National Flood Hazard Layer; mortgage, taxes and insurance figures — this site's own estimates; HOA / CDD — as reported for this listing.

What will this home really cost you?

Location

Mortgage calculator

$3,792/moEstimated principal & interest. Taxes, insurance, and HOA are not included. This is an estimate, not a quote or financial advice.

Equal Housing Opportunity

This listing is courtesy of Miami Portfolio Collection.

Lori Lopez · 786-368-1317 · lori.lopez@kw.com · 305-570-4305

Data deemed reliable, but is not guaranteed accurate by MIAMI REALTORS®.

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